Seen SOTI:
…which may go towards explaining shit like this:
Not excusing or sympathizing; just saying.
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Seen SOTI:
…which may go towards explaining shit like this:
Not excusing or sympathizing; just saying.
You must be logged in to post a comment.
Insurance companies expect your premium to be paid on time or coverage is cancelled.
When it comes time for a claim however, good luck getting the money needed to make yourself whole and put yourself in the position you were pre loss.
In the last 3 years I’ve had asshole drivers run into vehicles and total them. 100 % other drivers fault not mine.
One vehicle initial offer on one vehicle – $ 12,000 and change. I told the insurance “are you including a case of lube with that offer?” I ended up wjth almost $20,000 when done negotiating with them
Another vehicle totaled was a 2018 RAV4 adventure. 25,000 miles in 2022 when car prices were very high. Rear ended by some
19 year old shithead so hard it totaled it.
I was initially offered under $ 28,000. I told the insurance company they must be smokin that good shit. Ended up with almost 40,000.
Negotiating is hard and time consuming though and it is not always easy to win against these assholes. Especially wjth homeowners insurance. Where do you live if your house is a total loss?
Scumbags. It seems like in many cases insurance is legalized government protected and sometimes mandated theft.